Determining how much you need in retirement is challenging. Generally used Rule of thumb, is to accumulate eight times your final salary. Well, this could lead to either too little or too much money. If you have income that will be tax-free, like Roth IRA withdrawals or if you pay off your house, you might not need that much. But if you retire before 67, If you live longer than 92 years, or due uncertainty you have unexpected expenses, then, in that case, eight times won’t be enough.

For retirement planning our planners will discuss one on one basis with you. We will start by understanding what you want your retirement to be. Once we understand your goals, we can formulate a plan with you.

What will we do?

  • Analyze your saving goal for current and future
  • We will plan your retirement goal by considering your current and prospective liabilities and expense
  • When to invest in an IRA, a 401(k), a Roth, or a taxable account
  • How to allocate assets both now and in the future to maximize your reward relative to your risk

Retirement planning requires a mixture of tax advice, investment advice, and legal advice to give you the best possible results.

Book an appointment to plan your retirement!